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It's never too early to teach your children about money, especially when you consider that, according to a study out of the University of Cambridge, money habits are set by the age of 7. Don't fret if you haven't started yet, but keep the following in mind.

The best money concepts to teach vary by age, but they do build on each other. If you're just beginning, you'll need to go back and work on those foundational ideas and skills (e.g. the value of a dollar) before you move on to more complex topics (e.g. debt). 

Fortunately, instruction in all things financial doesn't have to come in the form of a lecture. There are plenty of fun and educational ways to instill a sense of fiscal responsibility in your kids, from games and songs to teachable moments. Best of all? Learning about money is inherently motivating.
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